One of the first questions families often ask when contacting Renewal Lodge for inpatient rehab is, “How much will it cost?” And rightfully so. The cost of rehab can be a significant barrier to getting help for many individuals and families.
As someone who has worked in the addiction treatment field for years, I understand the financial concerns. Rehab costs can seem overwhelming, especially if you’re already struggling to make ends meet.
But I also know that the right treatment program can quite literally save your life. When confronted with the real life consequences of continued addiction, the decision to pursue rehab is simple. The question isn’t should you pursue treatment, but how can you afford potentially life-saving care that’s needed?
You Should Know: Renewal Lodge is the Leader in In-Network Care among Short-Term Rehab Centers
Renewal Lodge is the leader in fully in-network care. We contract with nearly two dozen major health insurance carriers, adding to our list multiple times per year. Our commitment to being the most affordable, high-quality treatment in the nation remains priority number one.
Our short-term rehab facility is based in central Texas – and while we know that our program is worth the journey, we also know that’s not an option for everybody. If you’re not sure where to start, you can always contact us for help.
Factors Affecting Inpatient Rehab Costs
The cost of inpatient rehab varies widely depending on several key factors:
- Type of program (30-day, 60-day, 90-day, long-term residential)
- Location of the rehab center
- Amenities and services offered
- Expertise and credentials of staff
- Insurance coverage and payment options
Let’s break down some common types of inpatient programs and their typical costs. Keep in mind these are rough estimates and actual costs will vary by facility.
30-Day Inpatient Rehab
A 30-day inpatient program provides intensive, round-the-clock treatment and supervision for a full month. The average cost ranges from $5,000 to $20,000. Some low-cost programs may run as low as $2,000 while high-end programs can cost up to $60,000.
60-Day Inpatient Rehab
With a 60-day program, you’ll receive an additional month of inpatient care. These programs often run between $12,000 to $60,000, with an average cost around $30,000.
90-Day Inpatient Rehab
Many experts believe a 90-day inpatient stay offers the best chances for long-term recovery, as it allows more time to fully detox, engage in therapy, and plan for post-rehab life. These programs typically range from $16,000 to over $90,000.
Long-Term Residential Treatment
For those with severe or long-standing addictions, a long-term residential program may be recommended. Costs vary for long-term programs and may range in the tens to hundreds of thousands of dollars depending on the facility and the length of stay.
Additional Costs Beyond the Base Program Fees
Many individuals assume that the quoted program costs are all-inclusive, but the reality is that addiction treatment sometimes includes several steps before and after the treatment program that may come with additional costs.
Be aware there may be additional expenses beyond the base program fees, such as:
- Intake and assessment fees
- Medical detox, if needed
- Medications
- Lab work and drug screening tests
- Transportation to/from the facility
- Private therapy sessions
- Holistic care services
Life Finds a Way: How to Pay for Your Rehab Program
We can’t say this enough: There is hope for recovery and the value of your life is worth far more than the costs of any treatment program.
While rehab costs can be daunting, there are several ways to make treatment more affordable:
Insurance Coverage: Many insurance plans, including Medicaid and Medicare, cover at least a portion of inpatient rehab. You can contact Renewal Lodge directly to see if you’re in network with us, or call your insurance provider directly to verify another program’s coverage.
Payment Plans: Some facilities offer sliding scale fees or payment plans to spread costs over time. Don’t hesitate to ask about these options.
Scholarships and Grants: Certain facilities and organizations offer scholarships or grants for those who can’t afford the full cost of treatment. You’ll need to fill out an application and provide proof of financial need.
Loans: You may consider taking out a personal loan, borrowing against your 401K or other assets, or using a healthcare-specific credit card to finance rehab costs. Just be mindful of interest rates and repayment terms.
Low-Cost and No-Cost Short-Term Rehab Options
If private rehab is out of reach financially, there are other options available. State-funded rehab centers, faith-based programs, and non-profit facilities may offer inpatient treatment at reduced costs. Some require you to demonstrate financial need and/or state residency to qualify.
The Substance Abuse and Mental Health Services Administration (SAMHSA) maintains a directory of state-licensed providers, many of which offer low or no-cost care. You can search for facilities through their website or call their national helpline at 1-800-662-HELP (4357).
Bottom Line: Don’t Forego Treatment Because of Costs
I know weighing the costs of rehab against other financial responsibilities is tough. It may mean making some sacrifices as a family.
But I truly believe you can’t sacrifice when it comes to getting your loved one the help they desperately need. Reach out, ask for help, and take it one step at a time. Recovery is possible and it’s worth it. We’re here to help if you’re not sure where to start.